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Bet on Horses with Debit Cards at the Top UK Sites

Placing a bet on the horses has never been easier when betting with your debit card. If you've following sports betting in the past and are looking for a place to bet, then our list of recommended sites are guaranteed to spark your interest. Nearly everyone in the UK has a debit card and the best sports betting sites will offer some lucrative bonuses as well as give you the security you crave when betting with your own money. If you want to place horse racing bets instantly with your debit card then this page is for you.

  • How to deposit and withdraw using a debit card
  • Why so many people use this banking option when betting
  • The top-rated betting sites that accept debit cards

Why the UK Loves Horse Racing Betting

Betting is an integral part of horse racing. Without the chance to place a bet on the races, the sport wouldn’t be anywhere near as popular as it is today. UK punters are known to be some of the most avid horse racing gamblers in the world, and this is because many of the world’s top races take place in the UK. What’s more, gambling is easy in the UK, thanks to the relaxed gambling laws in place. As the online gambling world continues to develop and improve, expect the popularity of horse betting to rise even further.

Upcoming Races


Apps vs Mobile Sites

Because the demand for mobile betting is so high, all our recommended horse racing sites are mobile friendly. This means that the site runs well when you access it from your smartphone or tablet, allowing you to place your bets and access the races in the same way you would from a computer. So why download apps? There are unique advantages and disadvantages to both options.

Why is Horse Betting Popular?

There are two main reasons why people bet on horses: excitement and money. There can be no doubting the fact that placing a bet ramps up excitement levels massively when watching the races, and even if you only have £1 staked on a horse, you’ll still be cheering them on as they run. The chance to make a considerable amount of real money is also a massive lure, and it is possible to win tens of thousands betting on the horses if you are both lucky and know what you’re doing. Why not read our beginner's guide so you can place a bet today and find out for yourself why horse racing is so popular?

Loved by the UK for Hundreds of Years

Horse racing has a long and illustrious history in the UK. Fans have been cramming the stands at horse racing venues throughout the country for hundreds of years, and the popularity still endures. Events like Ascot Chase still catch the imagination of the public and are well attended every year, while the online world has opened these events, as well as many smaller ones, to a whole new audience. So, online betting didn’t make horse racing popular in the UK – it simply added to the already huge numbers of fans in the country!

A Quick Guide to Signing Up

It couldn’t be easier to sign up with an off-track betting site. To help you out, we’ve created a handy step-by-step guide, which you can see below:

  • Choose which horse betting site is best for you by reading our reviews
  • Head to the site and click on the “Sign Up” button
  • Now input the required details – don’t worry, they’ll all be completely safe
  • Click a link in an email to confirm your membership
  • You’re now ready to start betting with debit cards!

Betting with Debit Cards on Horse Racing

Debit cards are arguably the easiest way to bet on horses, which is why they are used by the majority of online gamblers in the UK. Aside from the fact that they’re so convenient, the other main reason why horse betting with debit cards is popular is because of the lack of fees. Some other payment methods, such as Neteller and Skrill, charge fees every time their service is used, however, there are no fees charged by the debit card company whenever you bet on a horse race with debit cards. Always double check that the sportsbook itself isn’t charging for debit card deposits or withdrawals though.

Security is another big reason why debit cards are such a popular deposit method. The main debit card providers spend millions of pounds every year in order to keep their customers safe, and most also offer fraud guarantees, giving you added confidence when you use them online. The speed of transactions also shouldn’t be overlooked, as most debit card deposits will be placed into your sportsbook account instantly.

Why Should You Trust Us?

Loads of horse racing fans trust our views and opinions every day, which has enabled us to become one of the top horse betting sites in the UK. But why exactly should you place your trust in what we have to say? Well, there are a few very good reasons:

  • We’re staffed by horse racing experts
  • We aren’t owned by any horse betting company
  • Our reviews are created over days, not hours
  • Our track record shows we can find the best sites

Of the above points, it’s worth focusing on the fact that we’re not owned by any online betting company. The result of this is all our reviews are completely impartial, as we’re under no obligation to provide a good or bad review for a specific site. So, you can always be sure that what we say is exactly what we think!

Most popular horse racing sites in 2024


2 days

Average Payout Time


Free Bet

T&Cs Apply

New customers only. This offer is valid for 7 days from your new account being registered. Min Deposit: £10. First deposit matched up to £10. 1 x wagering at odds of 1.75 to unlock Free Bet. Debit Card deposits only (exclusions apply). Free bet will expire 7 days after the 1st deposit. 18 . Bet The Responsible Way. Full Terms apply.

Full T&C's apply

98 / 100


2 days

Average Payout Time


Free Bet

T&Cs Apply

18+ New customers using Promo code H30 only, Min £10/€10 stake, min odds 1/2, free bets paid as 2 x £15/€15, free bets credited after settlement of first qualifying bet, free bets will expire 30 days after the qualifying bet is placed, payment method/player/country restrictions apply. Full Terms Apply

Full T&C's apply

97 / 100


1 day

Average Payout Time


Free Bet

T&Cs Apply

18+ New UK+IRE customers. PayPal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 7 days on sports, stake not returned, restrictions apply. T&Cs apply.

Full T&C's apply

96 / 100


1 day

Average Payout Time


Free Bet

T&Cs Apply

Risk Free 20: 18+,New customers only. Place your FIRST bet on any sportsbook market and if it loses we will refund your stake in CASH. Max refund for this offer is £20. Only deposits made using Cards or Apple Pay will qualify for this promotion. T&Cs apply.

Full T&C's apply

94 / 100


3 days

Average Payout Time


Free Bet

T&Cs Apply

18+ New customers only. Min deposit £10. A qualifying bet is a ‘real money’ stake of at least £10. Min odds 1/2 (1.5). Free Bets must be claimed within 7 days upon qualifying bet settlement and expires after 7 days. Free Bet stakes not included in returns. Deposit balance is available for withdrawal at any time. Withdrawal restrictions & full T&Cs apply

Full T&C's apply

91 / 100

Depositing and Withdrawing with Debit Cards

Depositing funds at betting sites with debit cards is incredibly easy. Unlike other methods, there’s no need to create an account with your debit card provider first – you can simply get your card out and use it online straight away. At the sportsbook, head to the banking section, and then click on the debit card option. You will then need to fill in your card details, as well as how much money you want to deposit. Most sites will allow you to save these card details, making it quicker to make any subsequent deposits. You should then find the money in your account straight away. We'll only ever recommend the best horse racing sites to make debit card deposits, meaning your money will always be in safe hands.

Withdrawals can also be made using a debit card, and they follow the same basic steps as depositing. Go to the banking section again and click the debit card option, before then following the on-screen instructions. Most online sportsbooks will then take around 48 hours to process the request, after which the money will be transferred to your bank account.

Avoid the Sites on Our Blacklist

We don't just write reviews of sites we like - we also think it's important to let you know about the sportsbooks that simply don't come up to standard. These are placed on our blacklist, and you can see examples of three blacklisted sites below.

Blacklisted Bookmaker - Carbon Gaming
  • Terrible customer service

  • Questionable business practices

  • High fees for withdrawals

Blacklisted Bookmaker - BetRally
  • Many complaints from customers

  • Slow customer service responses

  • Not properly regulated in the UK

Blacklisted Bookmaker - Daily Dime
  • Slow withdrawal process

  • Poor range of horse betting markets

  • Not regulated by the UKGC

Use Debit Cards to Gamble Online Today

For those with debit cards, horse racing betting really is incredibly simple. Just take out your card and input the details – it will then only take a matter of seconds for the money to be deposited in your online sportsbook account. We’ve looked at many of the horse racing sites accepting debit cards for betting in the UK, so to find the best place for you to gamble, just read through the reviews here on this website. You’ll then only be a couple of steps away from placing bets on the horses, and hopefully winning some massive sums of money!


If you’ve got a question about betting using a debit card, please feel free to drop us a message. Take a look below first though, as we’ve listed answers to some of the most commonly asked questions about this banking option.

How do I make deposits with debit cards on horse racing?

It really couldn’t be much easier. At your chosen online sportsbook, head to the banking section, before then clicking on the debit card option. You will then need to fill in the details of your card, as well as how much money you want to deposit. It will then only take a couple of seconds for the transaction to be processed before the money is in your sportsbook account.

Is there a minimum amount I must deposit?

Most online sportsbooks do have a minimum deposit amount, and it is generally somewhere between £5 and £10. There is also usually a maximum deposit amount, however, this is usually in the tens of thousands. We will only ever recommend online sportsbooks that have reasonable minimum deposit amounts.

Can I withdraw bonus money?

You can withdraw bonus money, but only once you have met the rollover requirements. These are found in the terms and conditions, and are usually expressed as a multiple. So, if a bonus had a rollover of 30x and you got a £20 bonus, you would need to make a total of £600 worth of bets before the bonus funds could be withdrawn.

Is my money safe in an online betting site?

You can be sure your money is safe when you play at one of the online sportsbooks we have recommended. This is because we look carefully at a site’s security procedures before we recommend it to you, meaning that our recommended sites are only the safest places to play around.

Can I withdraw my funds whenever I want?

Yes, you certainly can. Regardless of the time or day, you can head to the banking section of your chosen online sportsbook and request a withdrawal. It then usually takes around 48 hours for the site to process the withdrawal request. Once it has been approved, the withdrawal should be initiated straightaway.